Terms and Conditions

Blockchain Business Solutions LLC (as known as Business.Club) user Agreement (Terms and Conditions of Business.Club)

1. Introduction, service provider and agreements

1.1. Business Club is owned and operated by Blockchain Business Solutions proudly registered in the Republic of Malta. This is an agreement between Blockchain Business Solutions Limited incorporated under company number: 703928834 on 214 Strait Street in Valletta VLT1431; Blockchain Business Trade Solutions Limited incorporated under company number: 12137017 by The Registrar of Companies for England and Wales (collectively referred to herein as “Business.Club”, “we”, “us”, or “our”) and you (together with Business.Club, the “Parties” and each a “Party”). By using any Business.Club service or product, whether through business.club or bctwallet.com, any associated website, API, or mobile application, you agree that you have read, understood, and accept all of the terms and conditions contained herein (the “User Agreement”), as well as our Privacy Policy, Cookie Policy, Trading Principles.

1.2. Business.Club builds technologies and services that enable people to connect with each other, build communities and grow businesses. These Terms govern your use of Business Club, BCT Wallet and the other products, features, apps, services, technologies and software that we offer. These Products are provided to you by Blockchain Business Solutions Limited. Blockchain Business Solutions Limited is a virtual currency wallet service provider that enables you to store, track, transfer, and manage your balances of certain supported virtual currencies (collectively, “Virtual Currency Transactions”).

1.3. DEFINITIONS

1.3.1 "Business.Club Webstite” or "Website" means the webpages and information available via business.club or bctwallet.com and any Business.Club or BCT Wallet mobile application

1.3.2. “Fork” means a change to the underlying protocol of a Virtual Currency network that results in more than one version of a Virtual Currency, the result of which may be one or more versions that are not supported by BCT Wallet and Business.Club

1.3.3. “Services” means one or more of the following services offered or provided by Business.Club via website or local application (mobile, desktop, or otherwise), including the BCT Wallet, Third Party Conversion Service, Business.Club Website, Social Network, Cloud Service

1.3.4. "BCT" or "Business Club Token" - Virtual currency developed by Blockchain Business Solutions Limited

1.3.5. "Active Wallet" or "BCT Wallet" or "Virtual currency wallet" or "Wallet" - means the wallet software published by Blockchain Business Solutions Limited, consisting of software that permits you to self-custody virtual currency, organize network addresses, view transaction history and transact in virtual currencies

1.3.6 "Cloud service" means file hosting service where you can store your files within subscription purchased through the Website

1.3.7. "“User Account” means an account kept by Blockchain Business Solutions LTD for the Social Network, Cloud Service, and any Third Party Conversion Service. For the avoidance of doubt, no User Account is associated with a BCT Wallet unless the Wallet is linked to one of the foregoing Services.

1.3.8. "Social Network" - means website based on social structure which allows its users to connect and maintain relations between them

2 SERVICES,ACCESS, LICENSE, AND PRIVACY

2.1. In order to use the Services, you must have access to the Internet and provide all equipment necessary to make and maintain such connection. You should be able to access and use the Services on any computer with an Internet connection, using the most current versions of the following browsers: (i) Mozilla Firefox®; (ii) Google Chrome™; (iii) Microsoft Internet Explorer®; and (iv) Apple Safari® for Mac.

2.2 Provided that you are not under the age of 18 years old, Business.Club grants you a non-exclusive, non-transferable, revocable worldwide right to use the Services, subject to these Terms of Use (the “License”). You grant to Business.Club the non-exclusive, worldwide right to use, copy, store, transmit, and display Your Data solely to the extent necessary to provide the Services. You may not reproduce, duplicate, copy, sell, resell, or commercially exploit for any purposes, any portion of, use of, or access to the Services. All rights not expressly granted to you are reserved by Business.Club and its licensors. In the unlikely event you fail to comply with these Terms of Use, we may terminate the License without notice and You will no longer be permitted to access or use the Services. For the purposes hereof, “Your Data” means any data, information, or material provided or submitted by your users, and any registration information and appointment data provided or submitted by your customers, or by your users on behalf of your customers, to your Scheduler in the course of using the Services.

2.3. You are responsible for your access and use of the Services, including, without limitation, all activities that occur in your Scheduler. You will (i) immediately notify Business.Club of any unauthorized use of any account or any other known or suspected breach of security; (ii) immediately report to Business.Club, and use reasonable efforts to immediately stop, any copying or distribution of Your Data that is known or suspected by you; (iii) assure that your access and use of the Services will comply at all times with all applicable local, state, and federal laws, rules, and regulations, including, without limitation, those related to data privacy, international communications, and the exportation of technical or personal data; (iv) not impersonate any other Business.Club user or provide false identity information to gain access to or use the Services.

2.4. Our Services are available only in connection with those virtual currencies that we support which may change from time to time. A full list of the virtual currencies we currently support can be found on the Website. You will not use your Account or your virtual currency wallet to store, send, request, or receive virtual currencies in any form that we do not support (we will use reasonable efforts to help you move or sell virtual currency that we no longer support). We assume no responsibility or liability in connection with any attempt to use your Account or virtual currency wallet for virtual currencies that we do not support.

2.5. You agree that you will not receive interest or other earnings in your Account or Virtual Currency Wallet from the use of our Services except through your own Virtual Currency Transactions and Business.Club has no responsibility or liability to you for Virtual Currency Transactions conducted by you or conducted by us in accordance with your instructions. You are prohibited from using our Services for any illegal or fraudulent purposes or for the purpose of consummating transactions for any other parties.

2.6. BCT price and supply. You understood and agree that the amount of BCT in circulation will be increasing until it reaches 720,000,000 BCT. New tokens are generated only when they’re bought by the users via Active Wallet. When the amount of all the tokens reaches 720,000,000 BCT, Business Club will close the on-platform BCT purchases (terminating the supply). Within 2 weeks after the standard purchasing method ends, Business Club Token will be made available for exchange on both internal and external cryptocurrency markets. Within those 14 days, every user with BCT in their Active Wallet will be given the option to keep it or sell any amount of their BCT to Business Club, at the rate of 1 BCT = 1 USD. After the transition period.

2.7. Internet Provider. Business.Club acts as a Service provider by creating, hosting, maintaining and providing our Services to you via the Internet. We cannot ensure that a buyer or a seller you are dealing with will actually complete the Virtual Currency Transaction and all risk of a Virtual Currency Transaction remains with you. We do not guarantee continuous, uninterrupted or secure access to our Services or the Business.Club website and we make no representations or warranties regarding the amount of time needed to complete Virtual Currency Transaction processing which is dependent upon many factors outside of our control.

2.8. Blockchain Business Solutions will provide 5 different payment cards directly connected to Active Wallet. Card names: Leaf Green, Royal Blue, Pure Gold, Pearl White and Space Black. Each card has some different specs especially cashback, limits and fees, but all of them let Acitve Wallet users to spend virtual currencies with payment cards.

2.9. All cards will be available after getting Malta Financial Services Authority Licence by Blockchain Business Solutions LLC or for Financial Conduct Authority under Electronic Money Regulations 2017 by UK-based Blockchain Business Trade Solutions Limited (incorporated under company number: 12137017 by The Registrar of Companies for England and Wales).

2.10. All Business Club BCT Payment Cards limits and fees can be checked on our website https://business.club/cards and in Business Club Business Paper. Fees will be set when card issue starts.

2.11. For security and compliance reasons, we have restricted the use of our cards for gambling services and cash advances. In addition some vendors may require credit card to use in their services or subscriptions.

2.12. Some of cards require BCT Stake and account verification. Once you verified your account user is qualified to get Leaf Green BC VISA Payment Card. In addition user account will automatically let know in "Cards" section if given user got qualified to get higher tier card. To get higher tier cards user have to stake BCT at least 180 days. Just after staking BCT for 180 days, users qualification status will change into higher tier card available to reserve/order the card.

2.13. There is card amount limit per each account. Each account can order maximum 3 cards connected to its wallet, no matter what their tier is.

2.14. Due to legal requirements if you stake BCT to apply for Business Club VISA Payment Cards, Blockchain Business Solutions has to to verify basic information about it's users, like user identification document, name and address. Once user verifies successfully , will be able to use all of account features.

2.15. Using Business Club Payment Cards you accept that will not use this service for any illegal purpose, including fraud and money laundering, and for any purpose prohibited by regulation, statute, ordinance, or other governmental or regulatory limitation, any debt-collection purpose, manipulate the price of any asset or currency, commercial speculative trading purposes, use with any automatic trading, API, crawler scripts, or other methods inconsistent with ordinary use of the Business Club Service.

3 UNAUTHORIZED ACTIVITIES

3.1. To be clear, we authorize your use of this Website only for Permitted Purposes. Any other use of this Website beyond the Permitted Purposes is prohibited and, therefore, constitutes unauthorized use of this Website. This is because as between you and us, all rights in this Website remain our property.

3.2. Unauthorized use of this Website may result in violation of various Maltese and international copyright laws. Because we prefer keeping this relationship flawless, we want to give you examples of things to avoid. So, unless you have written permission from us stating otherwise, you are not authorized to use this Website in any of the following ways (these are examples only and the list below is not a complete list of everything that you are not permitted to do):
- In a manner that modifies, publicly displays, publicly performs, reproduces or distributes any of this Website;
- In a manner that violates any local, state, national, foreign, or international statute, regulation, rule, order, treaty, or other law;
- To stalk, harass, or harm another individual;
- To impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity;
- To interfere with or disrupt this Website or servers or networks connected to this Website;
- To use any data mining, robots, or similar data gathering or extraction methods in connection with this Website;
- Remove, disable, modify, add to or tamper with any program code or data, copyright, trademark or other proprietary notices and legends contained on or in the Services;
- Create software which mimics any data or functionality in the Services;
- Use or deal in the Services except as permitted by these terms and conditions;
- Use your access to the Services, or information gathered from it, for the sending of unsolicited bulk email;
- Make any public, business or commercial use of the Services or any part of them;
- Provide hypertext links, URL links, graphic links, hyperlinks or other direct connection for profit or gain to the Service without our prior written permission;
- Use or process the Services or any part of them unfairly or for any illegal or immoral purpose;
- Attempt to gain unauthorized access to any portion of this Website or any other accounts, computer systems, or networks connected to this Website, whether through hacking, password mining, or any other means.

3.3. You agree to hire attorneys to defend us if you violate these Terms and that violation results in a problem for us. You also agree to pay any damages that we may end up having to pay as a result of your violation. You alone are responsible for any violation of these Terms by you. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with our defense of such claim.

4. REGISTRATION POLICY AND ACCOUNT SECURITY

4.1. To use the Platform, you need to set up an Business.Club account. You may establish either an incognito account (only wallet account) or transparent account (wallet + social network profile) . You are authorized by Business.Club to set up one account only. Business.Club reserves the right to terminate any additional account that have been opened without BC permission or any account that haven't been active for 24 months.

4.2. When you create an social network account, we collect registration-related information such as first name, last name, your birth date, gender and e-mail. Once you submit the required registration information, we alone will determine whether or not to approve your proposed account. If approved, you will be sent an e-mail detailing how to complete your registration. For so long as you use the account, you agree to provide true, accurate, current, and complete information which can be accomplished by logging into your account and making relevant changes directly. You are responsible for complying with these Terms when you access this Website, whether directly or through any account that you may setup through or on this Website. Because it is your account, it is your job to obtain and maintain all equipment and services needed for access to and use of this Website. It is also your responsibility to maintain the confidentiality of your password(s), including any password of a third-party site that we may allow you to use to access this Website. Should you believe your password or security for this website has been breached in any way, you must immediately notify us.

4.3. Business.Club or our billing processors collect your billing information when you upgrade to a Pro Plan. All of this registration information is protected in accordance with our Privacy Policy.

4.4. We have the right to disable any Business.Club social network username, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use. If we determine that you have clearly, seriously or repeatedly breached our Terms or Policies, including in particular commonly known community standards and behaviour, we may suspend or permanently disable access to your account (It will affect your social network account, excluding your wallet. Your funds will be available as always). We may also suspend or disable your account if you repeatedly infringe other people's intellectual property rights or where we are required to do so for legal reasons.

5. INTELLECTUAL PROPERTY RIGHTS; YOUR DATA; COPYRIGHT INFRINGEMENT NOTIFICATION PROCESS

5.1 Our Website may contain our service marks or trademarks as well as those of our affiliates or other companies, in the form of words, graphics, and logos. Your use of our Website does not constitute any right or license for you to use such service marks/trademarks, without the prior written permission of the corresponding service mark/trademark owner. Our Website is also protected under international copyright laws. The copying, redistribution, use or publication by you of any portion of our Website is strictly prohibited. Your use of our Website does not grant you ownership rights of any kind in our Website.

5.2. If you use content covered by intellectual property rights that we have and make available in our Products (for example, images, designs, videos or sounds that we provide, which you add to content that you create or share on Business.Club), we retain all rights to that content (but not yours). You can only use our copyrights or trademarks (or any similar marks) only with our prior written permission. You must obtain our written permission (or permission under an open source licence) to modify, create derivative works of, decompile or otherwise attempt to extract source code from us.

6. BUSINESS CLUB SOCIAL NETWORK CONTENT

6.1. As between you and Business.Club, all content, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, music, videos, and the “look and feel” of the Services, and all intellectual property rights related thereto (the “Business.Club Content”), are either owned or licensed by Business.Club, it being understood that you or your licensors will own any User Content (as defined below) you upload or transmit through the Services. Use of the Business.Club Content or materials on the Services for any purpose not expressly permitted by these Terms & Conditions is strictly prohibited. Such content may not be downloaded, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed or otherwise exploited for any purpose whatsoever without our or, where applicable, our licensors’ prior written consent. We and our licensors reserve all rights not expressly granted in and to their content. You acknowledge and agree that we may generate revenues, increase goodwill or otherwise increase our value from your use of the Services, including, by way of example and not limitation, through the sale of advertising, sponsorships, promotions, usage data and Brand Tokens (defined below), and except as specifically permitted by us in these Terms & Conditions or in another agreement you enter into with us, you will have no right to share in any such revenue, goodwill or value whatsoever. You further acknowledge that, except as specifically permitted by us in these Terms & Conditions or in another agreement you enter into with us, you (i) have no right to receive any income or other consideration from any User Content (defined below) or your use of any musical works, sound recordings or audiovisual clips made available to you on or through the Services, including in any User Content created by you, and (ii) are prohibited from exercising any rights to monetize or obtain consideration from any User Content within the Services or on any third party service (e.g. you cannot claim User Content that has been uploaded to another social media platform for monetization).

6.2. Subject to these Terms & Conditions, you are hereby granted a non-exclusive, limited, non-transferable, nonsublicensable, revocable, worldwide license to access and use the Services, including to download the Platform on a permitted device, and to use through your use of the Services and solely in compliance with these Terms & Conditions. Business.Club reserves all rights not expressly granted herein in the Services and the Business.Club Content. You acknowledge and agree that Business.Club may terminate this license at any time for any reason or no reason. NO RIGHTS ARE LICENSED WITH RESPECT TO SOUND RECORDINGS AND THE MUSICAL WORKS EMBODIED THEREIN THAT ARE MADE AVAILABLE FROM OR THROUGH THE SERVICE. You acknowledge and agree that when you view content provided by others on the Services, you are doing so at your own risk. The content on our Services is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Services. We make no representations, warranties or guarantees, whether express or implied, that any Business.Club Content (including User Content) is accurate, complete or up to date. Where our Services contain links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. You acknowledge that we have no obligation to pre-screen, monitor,

7. USER CONTENT

7.1. Users of the Services may be permitted to upload, post or transmit or otherwise make available content through the Services including, without limitation, any text, photographs, user videos, sound recordings and the musical works embodied therein, including videos that incorporate locally stored sound recordings from your personal music library and ambient noise (“User Content” and collectively with the Business.Club Content, the “Content”)). Users of the Services may also extract all or any portion of User Content created by another user to produce additional User Content, including collaborative User Content with other users, that combine and intersperse User Content generated by more than one user. Users of the Services may also overlay music, graphics, stickers, and other elements provided by Business.Club (“Business.Club Elements”) onto this User Content and transmit this User Content through the Services. The information and materials in the User Content, including User Content that includes Business.Club Elements, have not been verified or approved by us. The views expressed by other users on the Services (including through the use of Brand Tokens (as defined below)) do not represent our views or values. Whenever you access or use a feature that allows you to upload or transmit User Content through the Services (including via certain third party social media platforms such as Instagram, Facebook, Youtube, or Twitter), or to make contact with other users of the Services, you must comply with the standards set out at “Usage Restrictions” above. You may also choose to upload or transmit your User Content, including User Content that includes Business.Club Elements, on sites or platforms hosted by third-parties. If you decide to do this, you must comply with their content guidelines as well as with the standards set out in the “Usage Restrictions” above. As noted above, these features may not be available to all users of the Services, and we have no liability to you for limiting your right to certain features of the Services. You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.

7.2. Any User Content will be considered non-confidential and non-proprietary. You must not post any User Content on or through the Services or transmit to us any User Content that you consider to be confidential or proprietary. When you submit User Content through the Services, you agree and represent that you own that User Content, or you have received all necessary permissions, clearances from, or are authorized by, the owner of any part of the content to submit it to the Services, to transmit it from the Services to other third party platforms, and/or adopt any third party content. If you only own the rights in and to a sound recording, but not to the underlying musical works embodied in such sound recordings, then you must not post such sound recordings to the Services unless you have all permissions, clearances from, or are authorized by, the owner of any part of the content to submit it to the Services You or the owner of your User Content still own the copyright in User Content sent to us, but by submitting User Content via the Services, you hereby grant us an unconditional irrevocable, nonexclusive, royalty-free, fully transferable, perpetual worldwide license to use, modify, adapt, reproduce, make derivative works of, publish and/or transmit, and/or distribute and to authorize other users of the Services and other third-parties to view, access, use, download, modify, adapt, reproduce, make derivative works of, publish and/or transmit your User Content in any format and on any platform, either now known or hereinafter invented. You further grant us a non-exclusive, fully transferable, perpetual royalty-free license to use your user name, image, voice, and likeness to identify you as the source of any of your User Content; provided, however, that your ability to provide an image, voice, and likeness may be subject to limitations due to age restrictions. By posting User Content to or through the Services, you waive any rights to prior inspection or approval of any marketing or promotional materials related to such User Content. You also waive any and all rights of privacy, publicity, or any other rights of a similar nature in connection with your User Content, or any portion thereof. To the extent any moral rights are not transferable or assignable, you hereby waive and agree never to assert any and all moral rights, or to support, maintain or permit any action based on any moral rights that you may have in or with respect to any User Content you post to or through the Services.

7.3. We also have the right to disclose your identity to any third-party who is claiming that any User Content posted or uploaded by you to our Services constitutes a violation of their intellectual property rights, or of their right to privacy. We, or authorized third-parties, reserve the right to cut, crop, edit or refuse to publish, your content at our or their sole discretion. We have the right to remove, disallow, block or delete any posting you make on our Services if, in our opinion, your post does not comply with the content standards set out at “Usage Restrictions” above. In addition, we have the right – but not the obligation – in our sole discretion to remove, disallow, block or delete any User Content (i) that we consider to violate these Terms, or (ii) in response to complaints from other users or third parties, with or without notice and without any liability to you. As a result, we recommend that you save copies of any User Content that you post to the Services on your personal device(s) in the event that you want to ensure that you have permanent access to copies of such User Content. We do not guarantee the accuracy, integrity, appropriateness or quality of any User Content, and under no circumstances will we be liable in any way for any User Content. You control whether your User Content is made publicly available on the Services to all other users of the Services or only available to people you approve. To restrict access to your User Content, you should select the privacy setting available within the Platform. We accept no liability in respect of any content submitted by users and published by us or by authorized third parties. If you wish to complain about information and materials uploaded by other users please contact us at: [email protected]

7.4. Business.Club takes reasonable measures to expeditiously remove from our Services any infringing material that we become aware of. It is Business.Club's policy, in appropriate circumstances and at its discretion, to disable or terminate the Accounts of users of the Services who repeatedly infringe copyrights or intellectual property rights of others. While our own staff is continually working to develop and evaluate our own product ideas and features, we pride ourselves on paying close attention to the interests, feedback, comments, and suggestions we receive from the user community. If you choose to contribute by sending us or our employees any ideas for products, services, features, modifications, enhancements, content, refinements, technologies, content offerings (such as audio, visual, games, or other types of content), promotions, strategies, or product/feature names, or any related documentation, artwork, computer code, diagrams, or other materials (collectively “Feedback”), then regardless of what your accompanying communication may say, the following Terms & Conditions will apply, so that future misunderstandings can be avoided. Accordingly, by sending Feedback to us, you agree that: ▪ Business.Club has no obligation to review, consider, or implement your Feedback, or to return to you all or part of any Feedback for any reason; ▪ Feedback is provided on a non-confidential basis, and we are not under any obligation to keep any Feedback you send confidential or to refrain from using or disclosing it in any way; and ▪ You irrevocably grant us perpetual and unlimited permission to reproduce, distribute, create derivative works of, modify, publicly perform (including on a through-to-the-audience basis), communicate to the public, make available, publicly display, and otherwise use and exploit the Feedback and derivatives thereof for any purpose and without restriction, free of charge and without attribution of any kind, including by making, using, selling, offering for sale, importing, and promoting commercial products and services that incorporate or embody Feedback, whether in whole or in part, and whether as provided or as modified.

8. ACCESS TO THE SERVICES

8.1. By using the Website, you agree to receiving electronic communications from us. These electronic communications may include update informations, notices about applicable fees and charges, transactional information and other information related to this Website. These electronic communications are part of your relationship with us. You agree that any notices, agreements, disclosures or other communications that we send you electronically will satisfy any legal communication requirements.

8.2. Limited License. We provide you a limited, nontransferable, nonexclusive, license to access and use the Services and the Business.Club Website solely in accordance with the terms of this Agreement.

8.3. Credentials. You are obligated to keep secret all credentials associated with the Services. You are solely responsible for managing and maintaining the security of any information relating to such credentials and agree that Business.Club shall not be held responsible (and you shall not hold us responsible) for any unauthorized access to the Services or any resulting harm you may suffer.

8.4. Compliance. Your access to one or more Services may be contingent upon satisfaction of our onboarding processes as well as our Compliance Program, which may include verification of your identity and source of funds, and additional information we may request from time-to-time. The information we request may include, without limitation, personally identifiable information such as network address, name, email, address, telephone number, date of birth, taxpayer identification or social security number, official government-issued photo identification, and bank account information or other information we may reasonably deem helpful in satisfying our risk management or legal obligations. In providing this information to us you represent that it is accurate and agree to update your User Account information promptly, but in no event later than 14 days following any change in your information. Failure to provide information or update it promptly may result in Services or funds being unavailable to you.

8.5. Communications. Any and all communications from Business.Club may be provided to you via electronic mail at the address you provided when accessing the Services. Business.Club shall not be responsible for any harm you may suffer as a result of your failure to receive any notice provided to you in connection with this User Agreement or your use of Services so long as such notice is provided to such email address. Business.Club may also communicate with you through other methods, including via telephone call, instant messaging or chat applications either operated by Business.Club or a third party.

8.6. Termination. We may close, terminate, enable or disable any or all of the Services, your User Account or your access to the Services at any time and for any reason. You may close your User Account at any time and for any reason. Depending on the Services available to you in your User Account, we may require you to take certain actions in order to complete a pending transaction or provide additional information prior to closing such User Account. You are solely responsible for any fees already incurred or associated with the closing of your User Account, whether incurred directly by you from Business.Club, or incurred by Business.Club on your behalf with a third party in order to complete any such action. Closing your User Account may not result in the deletion of information we hold about you or your activity.

8.7. Eligibility. The Business.Club and our Services are not available to persons under the age of 18; persons who are suspended or removed from using the Business.Club or our Services; persons who are not in compliance with this Agreement or the Privacy Policy; and persons who are not lawfully permitted to use our Services, cannot enter into legally binding contracts or who, in our sole opinion, present an unacceptable level of credit, legal or reputational risk to us, our Services or to others. Any use of the Business.Club or our Services by anyone who falls within such categories is strictly prohibited and in violation of this Agreement. In order to use the Business.Club and our Services, you must register for a personal or merchant account (an “Account”) and accept the terms of this Agreement and our Privacy Policy. We may, in our sole discretion, refuse to open an Account for you or limit the number of Accounts that you may hold. When creating your Account, you must provide accurate and complete information, and you must keep this information up to date. You may never use another User’s.

9. DISCLAIMER OF WARRANTIES/LIMITATION OF LIABILITY

9.1 THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, BUSINESS.CLUB AND ITS PARENTS, SUBSIDIARIES, PARTNERS, AFFILIATES, OFFICERS, DIRECTORS, STOCKHOLDERS, MANAGERS, MEMBERS EMPLOYEES, AGENTS, AND LICENSORS (COLLECTIVELY, THE “BUSINESS.CLIB PARTIES”) DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. BUSINESS.CLUB OBLIGATES TO FIX ALL ALL BUGS IN AS SHORT AS POSSIBLE PERIOD OF TIME, BUT IT DOESN'T MEAN BUSINESS.CLUB OBLIGATES TO COVER ANY LOSS DEPENDING OR CAUSED ON THIRD PART ENTITY.

9.2. THE SERVICE MAY BE SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE INTERNET AND ELECTRONIC COMMUNICATIONS. BUSINESS.CLUB IS NOT RESPONSIBLE FOR ANY DELAYS, DELIVERY FAILURES, OR OTHER DAMAGE RESULTING FROM SUCH PROBLEMS.

9.3. YOU UNDERSTAND AND AGREE THAT THE BUSINESS.CLUB PARTIES WILL NOT BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF AN BUSINESS.CLUB PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM (i) YOUR USE OR ACCESS OF, OR INABILITY TO USE OR ACCESS, THE SERVICES; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION, OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICES; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; OR (iv) ANY OTHER MATTER RELATING TO THE SERVICES, INCLUDING, WITHOUT LIMITATION, YOUR SCHEDULER.

10. GOVERNING LAW

10.1. This Agreement shall be governed by the internal substantive laws of the Republic of Malta, without respect to its conflict of laws principles. Notwithstanding the preceding sentences with respect to the substantive law, any arbitration conducted pursuant to the terms of this Agreement shall be governed by the applicable rules of arbitration in Malta. You agree to submit to the personal jurisdiction of the federal and state court located in the Republic or Malta for any actions for which we retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a our copyrights, trademarks, trade secrets, patents, or other intellectual property or proprietary rights, as set forth in the Arbitration provision below, including any provisional relief required to prevent irreparable harm. You agree that London, England is the proper forum for any appeals of an arbitration award or for trial court proceedings in the event that the arbitration provision below is found to be unenforceable.

11. OTHER

11.1. These Terms (formerly known as the Terms and Conditions) make up the entire agreement between you and Blockchain Business Solutions LLC regarding your use of our Products. They supersede any prior agreements.

11.2. All of ourProducts and services that we offer are governed by this Terms. If you use any of these Products, you will be provided with an opportunity to agree to supplemental terms that will become part of our agreement with you. For instance, if you access or use our Products for commercial or business purposes,, such as buying ads, Virtual currency wallets, transfering funds, selling products, managing a group or Page for your business, or using our measurement services, you must agree to our Terms.

11.3. If any portion of these Terms is found to be unenforceable, the remaining portion will remain in full force and effect. If we fail to enforce any of these Terms, it will not be considered a waiver. Any amendment to or waiver of these Terms must be made in writing and signed by us.

11.4. You may designate a person (called a legacy contact) to manage your account if it is memorialised. Only your legacy contact or a person who you have identified in a valid will or similar document expressing clear consent to disclose your content upon death or incapacity will be able to seek disclosure from your account after it is memorialised.

11.5. You should be informed that we may need to change the username for your account in certain circumstances (for example, if someone else claims the username and it appears unrelated to the name that you use in everyday life). We will inform you in advance if we have to do this and explain why.

11.6. These Terms do not confer any third-party beneficiary rights. All of our rights and obligations under these Terms are freely assignable by us in connection with a merger, acquisition or sale of assets, or by operation of law or otherwise.

11.7.We always appreciate your feedback and other suggestions about our products and services. But you should know that we may use them without any restriction or obligation to compensate you, and we are under no obligation to keep them confidential.

12. DISCLAIMERS

12.1 Business Club and BCT Wallet is a software platform only and doesn't conduct any diligence on or any substantive review of any asset that may be used through or in conjunction with the Services. You are fully and solely responsible for evaluating your investments and use of the Services and for determining whether you should utilise the Services, or whether the Services are in your best interests.

12.2 The Services utilises blockchain assets, Virtual currencies and other digital assets, which are inherently volatile. Your use of the Services carries with it the risk of loss of part or all of any moneys you spend in connection with your use of the Services. Your use of the Services is also subject to risks inherent in the market, including (but not limited to) changing investor preferences, interest rates, inflation levels, competition and legislative or regulatory changes, political changes and so on, all of which are beyond our control.

12.3 Virtual currencies, blockchain systems and assets, smart contracts, and other digital assets and platforms, are emerging technologies, and subject to changing regulatory requirements in a variety of differing jurisdictions. Certain operations by us may require approvals, licences and acceptance otherwise from regulatory authorities in differing jurisdictions, and we cannot guarantee (nor do we represent) that any or all requisite approvals, licences and regulatory acceptance otherwise have been obtained by us. A failure to obtain any requisite approvals, licences and regulatory acceptance otherwise may have negative effects on us, the Services, our provision to you of the Services, and the commercial success of your use of the Services.

12.4 Nothing in these Terms and Conditions, on this website generally, or contained on the Business Club and BCT Wallet, or in any aspect of the Services is to be considered as a recommendation by us or any of our directors, officers, employees, agents or advisers that you or any other person should utilise the Services, or that the Services are appropriate to be utilised by you. You should conduct and rely upon your own investigation and analysis of the information disclosed by us and other matters that may be relevant to it in considering whether to utilise the Services. You must make, and will be taken to have made, your own independent investigation and analysis of all relevant material.

12.5 Choosing to utilise the Services, you are deemed to warrant and represent that you do not (and agree that you will not) rely on any disclosure made by us, including any forecasts, forward looking statements or prospective financial information contained in any relevant source, or any other statement, warranty, representation, express or implied, made by us or any of our officers, employees, agents, advisers, consultants or other representatives in connection with making a decision about whether or not to utilise the Services.

12.6 Any statements of opinion, belief, projections, forecasts or statements relating to expectations with respect to the Services that constitute statements relating to future acts, events and circumstances are for example only and do not assure the current or future performance of the Services or us. We offer no assurance or guarantee or warranty that those acts, events and circumstances will occur or arise in the manner in which they are portrayed by us, and you must be aware that they may not occur or arise in the way in which they are portrayed. No representation is made or assurance given that such statements, views, projections or forecasts are reasonable or correct.

13. ARBITRATION

Read this section carefully because it requires each party to this Agreement to arbitrate our disputes and limits the manner in which you can seek relief from us. For any dispute with Business.Club, you agree to first contact us at [email protected] and attempt to resolve the dispute with us informally. In the unlikely event that we have not been able to resolve a dispute we have with you after ninety (90) days, we each agree to resolve any claim, dispute, or controversy (excluding any claims for injunctive or other equitable relief as provided below) arising out of or in connection with or relating to this Agreement, or the breach or alleged breach thereof (collectively, “Claims”), by binding arbitration by in accordance with the applicable rules of arbitration in the Republic of Malta. The arbitration will be conducted in Valetta, Malta, in English, unless you and Business.Club agree otherwise. If you are using our Services for commercial purposes, each party will be responsible for paying any arbitration fees, administrative and arbitrator fees in accordance with applicable arbitration rules, and the award rendered by the arbitrator shall include costs of arbitration, reasonable attorneys’ fees and reasonable costs for expert and other witnesses. If you are an individual using our Services for non-commercial purposes: the arbitration organization may require you to pay a fee for the initiation of your case, unless you apply for and successfully obtain a fee waiver from such arbitration organization; the award rendered by the arbitrator may include your costs of arbitration, your reasonable attorney’s fees, and your reasonable costs for expert and other witnesses; and (iii) you may sue in a small claims court of competent jurisdiction without first engaging in arbitration, but this does not absolve you of your commitment to engage in the informal dispute resolution process. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. Nothing in this Section shall be deemed as preventing us from seeking injunctive or other equitable relief from the courts as necessary to prevent the actual or threatened infringement, misappropriate

14. INFORMATION CLAUSE

Business Club Token and other Cryptocurrencies known as Digital Currencies or Virtual Currencies are not bank deposits, are not backed by the government, are not legal tender. Accounts and value balances are not subject to Federal Deposit Insurance Corporation or Securities Investor Protection Corporation or any other governmental or government-backed protections. Legislative and regulatory changes or actions at the State, Federal, or international level may adversely affect the use, transfer, exchange, and value of Digital Currencies.

15. GREETINGS

Being here you prove you are conscientious and engaged user. We are sure BCT Wallet and Business Club will meet your expectations. It is a privilege to have such a customer like you.